SMFG India Credit m-Connect 4.0.5

SMFG India mConnect is the official application designed for customers holding an account with SMFG India. It offers a user-friendly, convenient, and secure mobile platform. This application provides a range of features enabling users to manage their loan accounts and service requests seamlessly, anytime and anywhere.

Key features of the mConnect app include:

• Locate nearby branches
• View loan details
• Update email address and mobile number
• Raise service requests for statements, repayment schedules, etc.
• Track the status of previous requests
• Access important documents
• Make online payments
• Explore and utilize special offers
• Link Gmail and Facebook accounts to loan accounts
• Obtain or inquire about a No Dues Letter

If you are not currently a customer of SMFG India but wish to apply for a loan, you can submit your application via the SMFG India Instaloan App available at: Instaloan App.

Pricing Details:

• Personal Loan Interest Rates: Starting at 8.00% per annum up to 24%
• Loan Amount: ₹10,000 to ₹30 Lakhs
• Processing Fee: Ranges from 0% to 6% of Loan Amount
• Loan Tenure: 6 to 36 Months
• Documents Required: KYC Documents (PAN Card & Valid Address Proof), Employment Proof, Salary Slips for Last 3 Months, Bank Statements for Last 6 Months

Example Scenario:

For instance, if you borrow ₹1 Lakh at an interest rate of 10% for a period of 36 months, your monthly EMI would amount to ₹3,227 with a total interest payable of ₹16,162 along with processing fees of ₹4,000.

Loan Summary:

• Loan Amount: ₹1,00,000
• Interest Rate: 10%
• Tenure: 36 Months
• Monthly EMI: ₹3,227
• Total Interest Payable: ₹16,162</

  Processing Fees: ₹4,000
  Total Cost of Loan (Principal + Interest + Processing Fees): ₹1,20,162
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